Industry Alert: OFR Temporarily Expands Motor Vehicle Retail Installment Initial Payment Rule

04/17/2020


Tallahassee, Fla. - The Florida Office of Financial Regulation (OFR) today issued an emergency order to allow additional time before a first payment is due on an automobile loan.

A motor vehicle retail installment seller, licensed with OFR per Chapter 520, Florida Statutes, may allow the first payment of a motor vehicle retail installment contract to be scheduled up to 90 days from the date of the loan.

OFR Emergency Order 2020-03

Consumer finance financial services businesses and professionals in Florida are ready and willing to assist consumers impacted by COVID-19. OFR will continue to communicate with state and federal agencies and the financial services industry regarding the latest developments.