Loan Originator
LO: Loan Originator – Chapter 494, Florida Statutes: The license is required for an individual who, directly or indirectly, solicits or offers to solicit a mortgage loan , accepts or offers to accept an application for a mortgage loan, negotiates or offers to negotiate the terms or conditions of a new or existing mortgage loan on behalf of a borrower or lender, or negotiates or offers to negotiate the sale of an existing mortgage loan to a non-institutional investor for compensation or gain. The term includes an individual who is required to be licensed as a loan originator under the S.A.F.E. Mortgage Licensing Act of 2008.
The term does not include an employee of a mortgage broker or mortgage lender whose duties are limited to physically handling a completed application form or transmitting a completed application form to a lender on behalf of a prospective borrower.
Application Requirements and License Maintenance
All mortgage license applications, amendments and renewal filings must now be filed through Nationwide Mortgage Licensing System and Registry (NMLS).
To apply, renew or manage a license, please visit:
Application Requirements
Renewing License
Forms
Licensing Forms
OFR-494-09 - Mortgage Brokerage Deposit Account Form
OFR-494-13 - Declaration of Intent to Engage Solely In Loan Processing
OFR-494-14 – Disciplinary Guidelines for Mortgage Loan Originators and Mortgage Entities
OFR-MIL-001 – Active Military Member/Veteran/Spouse Fee Waiver and Military Service Verification