The proposed field of membership expansion would include: any persons living or working in the following Florida counties: Osceola, Pasco and Polk, up to a maximum total of 2,100 new members for all three counties each calendar year. The buyers of automobiles that obtain their financing through a loan originated by Dual Lending Options, LLC and have the loan approved and funded solely by First Florida Credit Union, up to a maximum of 1% of total membership per calendar year.