The proposed filed of membership expansion would include those persons who live or work in: Broward, Charlotte, Collier, Desoto, Glades, Hardee, Hendry, Highlands, Indian River, Lee, Manatee, Martin, Miami-Dade, Monroe, Okeechobee, Palm Beach, Sarasota, and St. Lucie Counties and organizations of such persons who do not qualify for membership in this Credit Union and members of the immediate family of all such persons up to 65,000 additional new members per year.